PNB Home Loans
PNB or Punjab National Bank provides its customers with various Home loan policies and features at highly competitive rates. They know the needs of the Indian customers that they have to deal with, on a regular basis, and provide the policies accordingly. The PNB Home loans cater mainly to the requirements of the middle class individuals of India, as PNB itself is one of the leading public-sector banks of the nation.
The PNB Home loans are very easily available, and have an even easier process of repayment that is given over a prearranged time period. This period of time is determined, when the PNB Home loans are being finalized and along with the loans, the buyer gets the opportunity of having a life insurance covered against him. The basic grounds on which the PNB Home loans are provided are:
• Extending, repairing, modification and even renovating of an already existing building or flat
• Purchase or building of a new house or flat
The basic interest rates of the PNB Home loans may be around 9.5%, and the time period may vary from a minimum of 5 years to a maximum of 25 years. However, there is a certain limitation of the loan amount that an individual may take from the bank. The maximum amount of loan amount sanctioned under PNB Home loans is 20 Lac INR and the minimum that could be obtained is 1 Lac INR. It generally takes around 7 days to process the PNB Home loans, from the day it has been finalized with the bank.
Apart from all these details, the PNB Home loans also enable us to choose between fixed and floating rates that may be applicable from time to time, and keeps varying from one time period to another. As far as the eligibility is concerned, a person between the age group of 25 to 50 years may be qualified to apply for the PNB Home loans. Along with this, it also has to be noted that the annual income of the individual, who is applying for the loan, must be greater than or equal to 1.2 Lac INR.
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dear sir
i want to purchase new home so i need housing loan so please given help by your housing loan
I need house loan for purchasing the house.
dear sir,
i have allredy land, and i wants to know about the prosses of loning and i need also for making my house
Simendra srivastav
I WANT LOAN TO BUY HOUSE FOR RS.19 LACS JOINTLY.NET JOINT SALARY IS RA.34000/- P.MONTH. BUILDING IS 25 YEAR OLD. NO STAMP DUTY HAS BEEN PAID BY OWNER. HOW MUCH LOAN WE WILL GET AND WHAT’S THE RATE OF INTEREST.
I have houseing loan from one international bank, i want to transfer. How can u help me?
sir i am 24 year old and i wanna take home loan of around 3 lakhs . is i am applicable for this and what are your term and condition plz give detail information.
dear sir/madam
i want to purchase new home. so i need housing loan. so please help me by your housing loan
.
vineet
9891283481
dear sir/madam
i want to purchase new home .loan 1 lac .so please help me by totel dadels my email you housing loan
mobial no
09634418953
chamoli
I have taken loan from a natonal bank 7 lac, only 4 lac is due. I want to transfer the loan immidiately.
My YEARLY INCOME IS 10LAC SO I NEED LONE FOR MAKE ONE HOME UP TO 5 YEARS HOW MUCH PAY INTERST I WILL PAY FOR FIVE YEARS
dear sir/madam
i want to purchase new home .loan 10 lac .so please help me by totel dadels my email you housing loan
mobial no
09761041360
dhiman