LIC Home Loans
The LIC Home loans offer various Home loan schemes that may be accepted by individuals all across India, because of the striking rates at which they are provided. Since there are different Home loan schemes available, which make the time period for repayment quite flexible with LIC Home loans, people find it more convenient than any other plans; this is leading to the increase in the popularity of LIC Home loans, among the common mass every other day.
Anybody from a resident Indian to a NRI can apply for LIC Home loans and may be granted the loan for purposes like purchase of plot, construction in a site, for repairing and renovation and even extending ones residential unit. There are basically two different schemes under the LIC Home loans policies, along with an added scheme, and they may be presented as follows:
- Griha Prakash – Under this scheme a person is allowed to extend their residential units and may be granted a loan amount that may start from 25 thousand INR to a maximum of 1 crore INR. The policy takes care of up to 85% of the total cost of getting the things done, for having a new house for ourselves. The time period within which the amount has to be returned may be 20 years or an age of 70 years or retirement age, but the one which comes earlier is considered.
- Griha Lakshmi – This policy of LIC Home loans is similar to that of the one mentioned above except the extension of property.
- Griha Sudhar – This scheme pertains exclusively to the purpose of renovation of the unit and has the limitation of a maximum amount of 10 Lac INR. The major thing to note in this particular case is that, the policy would fund either 25% of the current asset value or 85% of the repairing cost, but the one that is lesser would be chosen.
However the LIC Home loans rate varies among the cities; for example, the company had suddenly declared a 7.75% interest rate for any term, when the banks had cut down their rate of interest.
Sir,
I am a resident of plot no 3255/1, chakeisihani ,rasulgarh, bhubaneswar 751010. I won a house . I want some funds to the tune of Rs 2.00 lakh for improvement of my house . I am a govt of Orissa employee.
Can I be eligible for a loan?
With regards
Benudhar Jena
I want Home Lone Form LIC Plz get me Details Information Regarding Home Loan .
plz give me feedback
Sir,
I am a resident of 182,Koterwan,Gurudwara road jwalapur Pin 249407 Dist.Haridwar.I want some funds to the tune of Rs 5.00 lakh for of my house . I am a Sahara India Pariwar employee.
Can I be eligible for a Home loan?
With regards
Neeraj Tomar
Hi,
iam looking for HOME Loan
contact number : +91 98455 71157
Sirs,
We are looking out for a loan for approx Rs. 7.50lacs for repairs & maintance of our flat in Mumbai from LIC.Kindly suggest a good deal in terms of interest & term period.
Thanks/Regards
Jagdish
you can also contact to me at my phone no 9999635080&9818078659
We wanted to take home loans from LIC can send the details of the interest rates and eligibity criteria
We wanted to take home loan from LIC/ sbi can you plz send the details of the interest rates and eligibity criteria
I want to transfer my home loan to LIC. Please help.
i want to apply for the home loan, iam a slararde person with 35000/M. Required amountof loan 850000/- for 10 yrs EMI.
Please contact-96000 31374
hi this laxmi.iam a working woman.. i want to aplly for home loan .. i can get 25,000/m. required amount loan 20,000 for 10 years EMI.
dear sir,
i want to know the process of get the home loan from LIC & know about the requirements which we fullfil for getting the same kindly do the needfull in this
Regards,
Prem kumar
9910806694
i am lic consoltant &my housaband is doctor& i want more detail of lic housing lone & whose we contant?
i am a customur of lic,need a old/new flat/house at behala area within 8laks.
My son Arutprakash Tanjore ramalingam Works at Hydrabad with an MNC Drawing salary around Rs. 80,000/-P.M. Had availed Home loan ,Rs 24 Lakh from ING visya Bank at Bangalore for the House build at Bangalore after 3 Years the out standing is Rs.22Lakh,dose LIC Of India provides Take over of the Lone and further lone for improvments Please give E mail Address.
i want to know the pr5ocess of getthe hom
loan from LIC & know about the requirement which we fulfil for getting the same “I am a salared person 30000-M,46 year old.Alsowant to know the InterestRate,EMI for 10 years.
I am a salaried person, Rs30000 per month. Age 46 years.Want to know the Interest Rate for loan ammount of 20lacs, paid up in 10 years.Also what will be monthly installment ? my mobile number is 09969619091
I need loan of Rs.800000 for new house. ( for 15 years tenure) what is the emi & repayment procedure. I am holding 3 LIC policies
I need to know how is the home loans granted, is it against my take home salary or against the property value.
Eg – if the property value is 30,00,000 and my Take home salary is 30,000 what would be the loan amount granted
I want to known homeloan from LIC Plz get me some information Regarding Homeloan.My Contactno:9692468632
I need loan of Rs.800000 for new house. ( for 15 years tenure) what is the emi & repayment procedure.
Hi There,
Im looking for Home Loan
Working in Hyderabad
Income details
Gross Salary – 58000
Net Salary – 55000
Commitments – 15000
(1.Axis bank personal loan EMI -11500,9 EMI are pending,
2.ICIC Bank Personal loan EMI-3000, 10 EMI are pending)
Wife gross salary – 44000
Net salary – 42000
Commitments – 19000
(1.ICICI bank personal loan EMI -10000, 14 EMI are pending,
2.HDFC Bank Car loan EMI-10000, 58 EMI are pending)
Loan for bellow mentioned
1. Planning to construction 2 floors on existing ground floor at my native place – estimation construction 16Lacks(Property is on my mom name and planning to get gift deed on my name)
2. and Planning to buy plot in Bangalore worth of 20Lacks (This property will be on my name and my wife and planning to construct after 3yrs)
Please suggest me how to execute
Thanks &Regards
Sasidhar
Contact me or sasidpydi@rediffmail.com or Mob – 9160800779
sir i am working at jakarta and my monthly salary is about 45000 indian rupees and am looking for flat to buy in faridabad green valley
costing 25 lacks and am having about 16 lacks with him can i apply for
for loan my date of birth is 1956 and my son works for bank of america
in india. he gets about 15000 per month
For your Housing Loan requirement from LIC Housing Finance,
Kindly call 9840412241(Chennai)